You may not think you need a life insurance policy now because you are young and healthy. If you have dependents, however, it’s a good idea to speak to an agent about your options. 

For better drivers, using telematics can mean they are offered discounts and lower car insurance premiums.

Scheduled items are items that are specifically included in a supplemental insurance policy for them to be insured at full value. This could include artwork, jewelry or other valuables.

An umbrella policy provides additional liability coverage beyond the limits of other policies, such as auto insurance or homeowners.