Owning and operating a business is more than a full time job. It’s your passion and life's work. We understand how important your business is to you and your employees, so we take extra care when preparing an insurance strategy for your business.
Property Insurance
Property insurance protects your office furniture, equipment, appliances and more in case of events outside your control.
Business Interruption Insurance
Business Interruption Insurance provides coverage for loss of income that your business suffers as a result of a covered loss.
General Liability
We make sure your business is covered for claims resulting from personal injury, bodily injury, property damage and more with a general liability policy.
Professional Liability
Professional liability insurance provides protection to cover a mistake, or wrongful act made by your business. Oftentimes professional liability insurance is referred to as, “Errors and Omissions Coverage.”
Commercial Auto Insurance
Commercial auto insurance provides liability and physical damage protection for your vehicles. We’ll provide a policy specifically catered to your business, so you’re properly protected.
Workers Compensation
Workers Compensation Insurance is a form of insurance that provides wage replacement and medical benefits to employees who are injured over the course of employment.
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If you use your vehicle for business tasks like transporting equipment, delivering goods, or visiting job sites your personal policy may not cover you in an accident. A Commercial Auto policy is essential to close that gap. Read our guide on the top risks Grand Rapids entrepreneurs should insure against.
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Rarely. Most homeowners policies specifically exclude business liability (like a client slipping in your home office) and business equipment. If you are consulting, crafting, or operating an LLC from home, you likely need a Business Owners Policy (BOP) to ensure you are fully protected.
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General Liability covers physical accidents, such as third-party bodily injury (slips and falls) or property damage. Professional Liability (also called Errors & Omissions) protects you if a client sues you for financial loss due to negligence, bad advice, or mistakes in your professional services.
