A general liability insurance policy is a foundational type of business insurance that protects companies from financial losses due to claims of bodily injury, property damage, or personal and advertising injury caused by the business operations, products, or services. This is one type of business insurance your business definitely needs.
When choosing an insurance policy for many different types of insurance, you’ll need to decide whether to go with Actual Cash Value (ACV) or Replacement Cost Value (RCV) coverage for your property. These terms determine how much money you’ll receive when you file a claim for damaged, stolen, or lost items. While this decision is often discussed in the context of homeowner’s insurance, it applies to many other types of insurance as well. Let’s talk about why Replacement Cost Value (RCV) is typically better for customers across the board.
Along with the thrill of homeownership comes a list of new responsibilities, including finding the right homeowner’s insurance. Understanding what homeowner's insurance covers, the options that are available to you, and how to get started can feel overwhelming, so Navisure Insurance Group has put together this guide to help you make informed choices as a first-time buyer.
