For many people in Michigan, boating isn’t just a hobby–it’s a way of life. With access to the Great Lakes, thousands of inland lakes, and miles of rivers, Michiganders are never far from water. But while the joys of boating are many, the risks are just as real. Whether you own a fishing boat, personal watercraft, or a high-value yacht, navigating those risks starts with having the right insurance and working with someone who truly understands it, a marine insurance expert.
Getting a driver's license is a major milestone for teenagers–and a nerve-wracking one for parents. Between safety concerns, rising insurance premiums, and confusing policy rules, adding a teen to your auto insurance can feel very overwhelming. If you're preparing to insure your new driver, here's what you need to know about car insurance for teen drivers in Michigan in order to keep both your wallet and your teen protected.
Running a business comes with many risks, but one of the most overlooked is what happens if your operations are forced to stop abruptly. A fire, storm, equipment failure, or even a power outage can halt your business for days or even weeks. It’s for these types of risks that we recommend business income insurance to our business clients. It’s not a luxury, it’s a critical layer of protection that can keep your business afloat when the unexpected hits.
Across the United States we’re seeing a clear and measurable rise in the frequency and severity of extreme weather events - tornadoes, derechos, floods, hurricanes, wildfires, and everything in between. And these storms aren’t just more common, they’re more destructive, more expensive, and more unpredictable than ever before.
Increasing storm severity is no longer the exception to the rule even in Michigan - it’s the new normal. It’s also why insurance preparedness is so important.
