Across the United States we’re seeing a clear and measurable rise in the frequency and severity of extreme weather events - tornadoes, derechos, floods, hurricanes, wildfires, and everything in between. And these storms aren’t just more common, they’re more destructive, more expensive, and more unpredictable than ever before.
Increasing storm severity is no longer the exception to the rule even in Michigan - it’s the new normal. It’s also why insurance preparedness is so important.
If you own or manage a business, ensuring the safety of your employees must be one of your top priorities. But even in the safest workplaces, accidents can still happen because people are people and no workplace safety measures are implemented perfectly. That’s why workers compensation insurance in Michigan isn’t just a legal requirement, it’s a critical part of protecting your team and your business.
If you’ve noticed your auto insurance rates in Michigan creeping up, you’re not alone—and it’s not your imagination. Across the board, consumers are seeing premium increases driven by a perfect storm of factors affecting the auto insurance market. Even drivers with clean records and no recent claims are being hit with higher costs. Understanding the “why” of rising auto insurance rates can help you navigate the current insurance landscape and make smarter decisions about your coverage.
Imagine losing your engagement ring on vacation or discovering that the heirloom necklace you inherited from your mother was stolen from your home—only to find out your insurance doesn’t even fully cover the loss. You may know someone who this happened to. Do you know if your jewelry is properly insured? Sadly, for too many people, it isn’t.
