From powerful windstorms and tornadoes to flooding rains, hail, and extended power outages, Michigan has experienced its fair share of severe weather in recent years. If it feels like these events are becoming more frequent and more destructive, you're not alone.
Unfortunately, many people discover coverage gaps only after a loss occurs. Understanding your policies before severe weather strikes can help prevent costly surprises when you need protection most.
Yacht insurance operates at a different level of complexity, with broader exposures and higher financial stakes. When coverage isn’t structured properly, those differences rarely surface until a claim occurs. Of course, that’s when it matters most. Here’s our list of what yacht owners often overlook and what should be addressed before boating season begins.
A properly maintained boat can provide years of enjoyment, and getting back on the water in Michigan after a long winter is something every boater looks forward to with real excitement. While year-round care matters, a thorough spring commissioning helps ensure your first trip of the season goes smoothly.
Here are a few key reminders you may have overlooked while focusing on oil changes, impellers, and waxing.
Together, email-based fraud and funds transfer scams make up a significant share of cyber losses reported by businesses. While individual BEC incidents often involve smaller losses than ransomware, they occur far more frequently and can still cost organizations tens of thousands of dollars per event. The data highlights a clear trend: email-based social engineering attacks are now one of the most common ways criminals steal money from businesses.
Many company owners are shocked when they call their insurance agent only to learn their general liability policy won’t cover these types of losses. Understanding why requires knowing the difference between computer fraud, social engineering scams, and the types of business insurance that respond to each.
