Remote and hybrid work are no longer fringe arrangements. For many businesses, they’re a permanent part of how work gets done. As remote work becomes standard, new questions emerge for employers, especially around their risk exposure. The most common, and often most uncomfortable, question is simple: if an employee is injured while working from home, is that injury covered?
Spring in Michigan is the unofficial start of boating season. Many of us can’t wait to get back on the water; this is why we live here in the land of 11,000 lakes. If you’re buying a new wake boat or cruiser, you’re probably dreaming of lake days, glassy water, and good times. But before you hitch that brand-new vessel to your trailer or dock it for the summer, there’s one critical thing you must do: get the right insurance for your marine vehicle.
Winter is coming. As the temperatures drop and you place your watercraft into storage for the winter, it’s easy to assume your vessel is safe and your insurance can take a break. Unfortunately, that assumption could cost you. Many boat owners don’t realize that the off-season is one of the most vulnerable times for their watercraft. Not all marine insurance policies offer the protection they think they do.
Running a business in Grand Rapids, Michigan, comes with its share of excitement, as well as exposure. Every entrepreneur faces real-world risks that could upend their operations, of course, from unpredictable weather to employee injuries to cyber threats. But the good news is that many of these risks can be anticipated, managed, and insured against.
